The year 2025 ended on a positive note for Tunis Re, with favorable performances across all its indicators. This evolution not only demonstrates the company’s financial strength but also its ability to adapt to the challenges of a constantly changing environment.

The results achieved reflect effective strategic management, which has enabled us to strengthen our competitiveness and consolidate our market position.

At the end of 2025, which was a challenging year for Tunis Re, we experienced the following performances:

• – An 1% increase in Consolidated Gross Written Premiums, reaching Million TND 243.176.
• – A retention of an amount of Million TND 174.044 and a rate of 72%.
• – A notable improvement in net claims, which decreased by 23% to total Million TND 80.342, showing a Net Loss Ratio of 44%, down by 14 points.
• – A surplus Net Technical Result after retrocession of Million TND 130.082, showing a significant 115% increase.
• – A controlled Combined Ratio of 83.7%, achieving a gain of 12 points.
• – A 9% growth in financial investments, accompanied by a similar increase in generated returns, reaching respective amounts of Million TND 610.770 and 38.391 M TND.

Considering these performances, Tunis Re’s overall activity, encompassing both technical and financial operations, resulted in:

– A surplus Global Result before tax of Million TND 48.843, marking a notable 38% increase.

– A net profit after tax of Million TND 26.980, improving by 26%.

– The ROE stood at 10.9%, representing an increase of nearly 2 points.

Furthermore, in 2025, Tunis Re achieved the following:

– Confirmation by Fitch Ratings of its financial strength rating at AA (tun), with a stable outlook.

– Renewal of its rating by AM Best at B (fair), with a stable outlook, impacted by the country’s rating.

– Certification in compliance with the MSI 20000 financial standard by the Paris Stock Exchange Institute, represented by Maghreb Corporate.